ROESTOFF, Melanie; HAUPT, Franciscus; ERASMUS, Mareesa; COETZEE, Hermie. The Debt Couselling Process-Closing the Loopholes in the National Credit Act 34 of 2005. Potchefstroom Electronic Law Journal, [S. l.], v. 12, n. 4, p. 246–305, 2017. DOI: 10.17159/1727-3781/2009/v12i4a2745. Disponível em: https://perjournal.co.za/article/view/2745. Acesso em: 9 may. 2024.