van Heerden, Corlia Maritha, and Reinhard n/a Stteennot. 2018. “Pre-Agreement Assessment As a Responsible Lending Tool in South Africa, the EU and Belgium: Part 1”. Potchefstroom Electronic Law Journal 21 (April): 1-30. https://doi.org/10.17159/1727-3781/2018/v21i0a2950.