Renke, Stefan, and Reinhard Steennot. “The Marketing of Consumer and Mortgage Credit As a Responsible Lending Tool: A Comparison of South African, European and Belgian Law: Part 1”. Potchefstroom Electronic Law Journal, vol. 23, Jan. 2020, pp. 1-26, https://doi.org/10.17159/1727-3781/2020/v23i0a6206.